Check with pen over it
Our Optimum checking account is easy to manage with our mobile banking app, use of ANY ATM at ANY time and comes with many benefits including a tiered interest rate that earns you money for banking with us!
We believe banking should be done with someone you know and trust – that is why we get to know our customers on a first name basis. And, when you call us – you’ll talk to us, not an automated system. All of our personal banking accounts and services are tailored to you and your banking preferences, including checking, savings, CD’s, loans and our all new online and mobile banking platforms.
Our most popular CenterBank checking account that earns tiered interest on the balance that you carry.
Includes free checks, $25 ATM fee reimbursement, online bill pay, online and mobile banking as well as no cost paper statements.
A checking account that earns benefits for activities you perform such as direct deposits as well as signature based debit card purchases.
Includes $6 ATM fee reimbursement, online bill pay as well as online and mobile banking.
All of our checking accounts offer:
Money Market Savings – A higher tiered-rate savings plan which offers limited check writing ability and rewards you with higher interest rates as your balance grows.
Regular Savings – A traditional savings account allowing unlimited deposits where you can make automatic transfers from your checking account and watch your savings grow.
Young Savers – We encourage kids to learn healthy savings habits too. All the same features of our Regular Savings account with no minimum balance or monthly service charge for those under the age of 18.
The CenterBank HSA is a savings account, as specified with your health insurance plan, that lets you put aside money on a pre-tax basis to pay for qualified medical expenses. This account has no minimum balance requirements, no monthly maintenance fees and comes with an HSA debit card and online access for your convenience.
Our CD’s are available in a variety of terms, with competitive rates of return and each begins with as little as $500. Our CD’s come with flexible interest options. For those planning for their future and wish to make deposits into a retirement account our CD IRA’s may be the plan for you.
Installment Loans – Whether it’s time for a new car or another cash need, installment loans are made with fixed rates and have the same payment each month for a specific length of time. The fixed rate and regular monthly payment allow you to budget with no surprises.
Home Equity Loan and Line of Credit – A home equity loan and home equity line of credit are types of loans that use the equity in your personal residence as security for the loan. Fixed interest rate and term or flexibility – call us today to see which one is right for you.
VP, Retail Banking
*A minimum deposit of $50 is required to open all CenterBank checking accounts.